curl --request PUT \
  --url https://sandbox.api.reap.global/cards/{id}/3ds-challenge-method \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'Reap-Version: <reap-version>' \
  --data '
{
  "3dsChallengeMethod": "SMS"
}
'

{
  "error": {
    "code": "<string>",
    "message": "<string>",
    "detail": {}
  }
}