> ## Documentation Index
> Fetch the complete documentation index at: https://docs.reap.global/llms.txt
> Use this file to discover all available pages before exploring further.

# List effective fees

> Returns the fee an account is charged for every fee type: its own override where one exists, otherwise the project default. Each entry names the row it comes from.



## OpenAPI

````yaml /api-reference/openapi.json get /fees/effective
openapi: 3.1.0
info:
  title: Reap API
  version: 1.0.0
  description: Reap platform API
servers:
  - url: https://sg.sandbox.api.reap.global
    description: Singapore sandbox
  - url: https://sg.prod.api.reap.global
    description: Singapore production
  - url: https://mx.sandbox.api.reap.global
    description: Mexico sandbox
  - url: https://mx.prod.api.reap.global
    description: Mexico production
  - url: https://sandbox.api.reap.global
    description: Singapore sandbox (alias)
  - url: https://prod.api.reap.global
    description: Singapore production (alias)
security:
  - bearerAuth: []
tags:
  - name: Accounts
  - name: Activities
  - name: Card Designs
  - name: Card Shipments
  - name: Card Transactions
  - name: Cards
  - name: Companies
  - name: Crypto Deposits
  - name: Crypto Withdrawals
  - name: Disputes
  - name: Fees
  - name: Fiat Deposits
  - name: Fraud Alerts
  - name: Policies
  - name: Simulation
  - name: Users
  - name: Virtual Asset Postings
  - name: Virtual Assets
  - name: Webhooks
  - name: Agentic
paths:
  /fees/effective:
    get:
      tags:
        - Fees
      summary: List effective fees
      description: >-
        Returns the fee an account is charged for every fee type: its own
        override where one exists, otherwise the project default. Each entry
        names the row it comes from.
      operationId: listEffective_fees
      parameters:
        - name: accountId
          in: query
          required: true
          schema:
            description: The account to resolve fees for.
            type: string
            format: uuid
        - name: Reap-Version
          in: header
          required: true
          schema:
            type: string
            enum:
              - '2025-02-14'
            description: API version (YYYY-MM-DD)
            example: '2025-02-14'
      responses:
        '200':
          description: The fees an account is charged, each with the row that supplies it.
          content:
            application/json:
              schema:
                type: object
                properties:
                  items:
                    type: array
                    items:
                      $ref: '#/components/schemas/EffectiveFee'
                      description: >-
                        The fee an account is charged for one type, and where it
                        comes from.
                    description: One entry per fee type, in the fee type order.
                required:
                  - items
        '400':
          description: The account the fee attaches to does not exist
          content:
            application/json:
              schema:
                type: object
                properties:
                  error:
                    type: object
                    properties:
                      code:
                        type: string
                        const: FEE_SCOPE_NOT_FOUND
                      message:
                        type: string
                      detail:
                        anyOf:
                          - type: object
                            additionalProperties: {}
                          - type: 'null'
                    required:
                      - code
                      - message
                      - detail
                required:
                  - error
                title: FeeScopeNotFoundError
components:
  schemas:
    EffectiveFee:
      type: object
      properties:
        type:
          type: string
          enum:
            - FX_MARKUP
            - ATM_DOMESTIC_VARIABLE
            - ATM_DOMESTIC_FIXED
            - ATM_CROSS_BORDER_VARIABLE
            - ATM_CROSS_BORDER_FIXED
          description: Which cardholder fee this is.
          example: FX_MARKUP
        value:
          oneOf:
            - $ref: '#/components/schemas/FeeBpsValue'
              title: FeeBpsValue
            - $ref: '#/components/schemas/FeeAmountValue'
              title: FeeAmountValue
          description: The fee value, denominated as `unit` says.
        source:
          type: object
          properties:
            feeId:
              description: The fee row in force.
              type: string
              format: uuid
            scope:
              oneOf:
                - type: object
                  properties:
                    type:
                      type: string
                      const: PROJECT
                  required:
                    - type
                  title: Project
                - type: object
                  properties:
                    type:
                      type: string
                      const: ACCOUNT
                    id:
                      type: string
                      format: uuid
                  required:
                    - type
                    - id
                  title: Account
              description: >-
                Where the fee attaches. PROJECT rows are the default rate card
                for your program; an ACCOUNT row overrides one fee type for one
                account.
          required:
            - feeId
            - scope
          description: >-
            The row that supplies the value: an account override or the project
            default.
      required:
        - type
        - value
        - source
    FeeBpsValue:
      type: object
      properties:
        unit:
          type: string
          const: BPS
        bps:
          type: integer
          minimum: 0
          maximum: 10000
          examples:
            - 51
            - 150
          description: Rate in basis points of the transaction bill amount (100 bps = 1%).
      required:
        - unit
        - bps
    FeeAmountValue:
      type: object
      properties:
        unit:
          type: string
          const: AMOUNT
        amount:
          type: number
          minimum: 0
          examples:
            - 100.5
            - 0
            - 1234.99
          description: Fixed fee per transaction, in the project's billing currency.
        currency:
          type: string
          examples:
            - USD
            - HKD
            - EUR
          description: >-
            Currency of fixed fee amounts - the billing currency of the
            project's card program.
      required:
        - unit
        - amount
        - currency
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      description: API key as Bearer token

````